It is easy to forget as you start your vehicle purchasing process that buying a Ford car, truck, or SUV is more than test driving and finding the right automobile IN THE Rochester, IN area. It is finding a way to pay for it too. The automotive financing process can be mystifying and can sometimes lead to a feeling of panic as the terms and figures get all jumbled in your mind. The finance professionals at Jim Dobson Ford Inc, located at 806 N Plymouth Road in Winamac, IN, are here to provide some clarity. Our finance team can help you throughout the whole process and give you the valuable advice you need to avoid the stress and anxiety that comes with a vehicle purchase or lease.
Helping You Budget Your Vehicle Payment
Some of our Knox, IN customers express that they are uncertain what they can afford in their next automobile payment. The finance staff can help you find what kind of monthly payment, and vehicle, fits in your budget. One suggestion that has been given many of our Wheatfield, IN customers is to use the 20/4/10 guideline. This guideline suggest that you put down 20 percent of the purchase as a down payment, finance for no more than four years, and have your total vehicle expense be no more than 10 percent of your gross income. This is only a guideline, and can be massaged to allow for flexibility, but is a good place to start when determining what you might be able to afford.
Finding the Right Financing Solution
Another service our finance professionals can provide our North Judson, IN customers is the ability to find the right lender for your financial situation. Our experienced team has worked with many different people with a lot of different financial circumstances. We will analyze your credit report and try to find the right financial institution that will look upon you favorably. There are a plethora of lenders that we work with, including some great local lenders in the Culver, IN area.
Making Auto Financing Easy
Don’t waste your time and get aggravated by trying to navigate the automotive financing waters by yourself. Let the finance team at Jim Dobson Ford Inc, in Winamac, IN, help. Complete our credit application today and one of our finance professionals will contact you with your options.